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Introduction To Budgeting


Budgeting is about understanding and controlling

  • How much you earn,
  • How much you spend and on what, and
  • The difference between your income and expenditure.

More and more financial pressure is being exerted on New Zealanders, to save for their retirement, for example. Every day we dream of that Greek holiday. And, every other day, the kids need something new for school.

A simple example: the car registration payment is due. For most people, paying out the $200 is an unexpected pain in the cheque account. But, for those same people, saving just $4 a week is easy.

the Shape of Money will give you the tools and information you need to control your finances and achieve your financial goals.

Why not start by downloading a simple to use budget spreadsheet?

Now, start taking control of your money, today.