Introduction To Budgeting

• Budgeting
  • Introduction To Budgeting
  • Getting Serious
• Insurance
• Debt Reduction
• Savings
• Before You Invest
• Investments
• Retirement Planning
• Estate Planning

Calculators

• KiwiSaver Account Calculator for Employees
• Residential Property Investment Calculator

Useful Resources

• KiwiSaver Tools and Information
• Follow the Secrets to Wealth
• Get the newsletter direct to your inbox each month
• Independent life insurance information

• Getting started
• Understanding what you spend your money on
• Understanding how much money you spend
• Refining the budget
• Managing your budget going forward

Getting started

Budgeting is about understanding and controlling

• How much you earn,
• How much you spend and on what, and
• The difference between your income and expenditure.

More and more financial pressure is being exerted on New Zealanders, to save for their retirement, for example. Every day we dream of that Greek holiday. And, every other day, the kids need something new for school.

A simple example: the car registration payment is due. For most people, paying out the $200 is an unexpected pain in the cheque account. But, for those same people, saving just $4 a week is easy.

the Shape of Money will give you the tools and information you need to control your finances and achieve your financial goals.

Why not start by downloading a simple to use budget spreadsheet?

Now, start taking control of your money, today.