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Credit Cards


Credit cards are one of the great financial instruments of the late 20th century. The ability to access credit at any time, anywhere in the world, with something the size of a library card, has proved to be a boon to consumers, the economy in general and, of course, credit card companies.

There are various costs associated with credit cards, including account fees and interest charges on the outstanding balance. When they hit your statement, make sure you understand what the charges are for. And remember, credit card companies can and do make changes to these charges at any time.