Reduce Debt Or Save

• Budgeting
• Insurance
• Debt Reduction
  • Reduce Debt Or Save
  • Reducing The Mortgage
  • Credit Cards
  • Student Loans
  • Consumer Debt Reduction
• Savings
• Before You Invest
• Investments
• Retirement Planning
• Estate Planning

Calculators

• KiwiSaver Account Calculator for Employees
• Residential Property Investment Calculator

Useful Resources

• KiwiSaver Tools and Information
• Follow the Secrets to Wealth
• Get the newsletter direct to your inbox each month
• Independent life insurance information

• Introduction
• A simple example
• The debt reduction vs savings calculator
• The exception to the rule

The debt reduction vs savings calculator

Please note that each person's circumstances are different.

As a general guide, however, the Shape of Money has created a Debt Reduction versus Savings Calculator to demonstrate the concept.

Please use the calculator to enter the details of your debt and alternative investment plans.

As always, we recommend that you use this information as a guide only, and talk to your friends, family or financial adviser before making any major financial decisions.