Residential Property

• Budgeting
• Insurance
• Debt Reduction
• Savings
• Before You Invest
• Investments
  • Asset Classes
  • Cash And Fixed Interest
  • Residential Property
  • Shares
  • Kiwisaver
  • Unit Trusts
  • Super Funds
  • Small Business
  • Other Investments
• Retirement Planning
• Estate Planning

Calculators

• KiwiSaver Account Calculator for Employees
• Residential Property Investment Calculator

Useful Resources

• KiwiSaver Tools and Information
• Follow the Secrets to Wealth
• Get the newsletter direct to your inbox each month
• Independent life insurance information

• Introduction to residential property investment
• Advantages and risks of residential property investment
• Introduction - residential property investment calculator
• Information - residential property investment calculator
• Residential property investment calculator
• Reading material on residential property investment
• Looking for a tenant?
• Useful residential property investment sites to visit
• Follow and predict the key variables of residential property investment
• Some rules and important information on residential property investment

Advantages and risks of residential property investment

Advantanges of Investing in Residential Property

• Expenses, including interest on your borrowings, are tax deductible.
• You make money as the value of the property increases.
• You can leverage your investment.
• You get rental income.
• For people who can't save, paying off a mortgage is an enforced savings programme.

Risks of Investing in Residential Property

• Interest rates could rise.
• The property could be untenanted for a period of time.
• You could get "bad" tenants.
• It could take up a lot of your personal time.
• House prices could remain static, or even fall.