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Small business owners
Small business owners face risks that others don't.
Their future and regular weekly income depend on the success of their business. Their investment also depends on the success of their business.
But their business is likely to be
There is little protection available against downturns in the economy. Quite simply, all their eggs are in a single basket.
If all that wasn't enough, small business owners face a number of other issues.
If you recognise yourself in any of the above, you may not have financial control. You don't have a guaranteed weekly wage, but you do have a particular lifestyle, for better or for worse. To that end, you have a responsibility to yourself and your family to take the extra steps required to ensure you plan and control your finances.
Unfortunately, unexpected events are bound to occur. Whether it's a health or an economic issue, it is possible to safe-guard against potential losses. At the very least, it's important to take time with your adviser to understand your potential risks.
The best people to discuss your options with include your accountant, bank manager, business mentor, or other business financial adviser.