Secrets To Wealth

• Budgeting
• Insurance
• Debt Reduction
• Savings
• Before You Invest
• Investments
• Retirement Planning
  • Planning For Retirement
  • Secrets To Wealth
  • Reverse Annuity Mortgages
  • Annuities
• Estate Planning

Calculators

• KiwiSaver Account Calculator for Employees
• Residential Property Investment Calculator

Useful Resources

• KiwiSaver Tools and Information
• Follow the Secrets to Wealth
• Get the newsletter direct to your inbox each month
• Independent life insurance information

• Planning for wealth
• Tuning the thinking machine
• Budgeting for wealth
• The tempest
• Increasing your income
• Looking out before you invest
• The avoidance of debt
• Saving for wealth
• Insurance for wealth
• Watching out for tax, inflation and fees
• Investing for wealth
• Record keeping
• Becoming a lotto millionaire

Looking out before you invest

The next secret to wealth that we consider is looking out, before you invest.

We regularly hear of investors caught by scams and making mistakes, such as investing the house deposit in a share tip.

the Shape of Money recommends a common-sense approach to investment. You can hardly go wrong investing in a diversified, long-term, pool of investments. Unfortunately, common-sense can quickly be replaced by good old-fashioned greed and impatience.Only the most experienced and coolest doesn’t get caught up in the hype of a quickly rising (or falling) share market.

the Shape of Money has developed a series of features and guides to help you consider each investment rationally. The topics are comprehensive:

• Getting the right advice - seeking professional assistance can be a wise investment. This topic helps you maximise your investment and ensure you ask the right questions.
• Portfolio investing - having a diversified portfolio will ensure that all your eggs are not in a single basket.
• Important documentation and information - by law, specified information must be provided for certain investments to prospective investors. We'd be silly not to take advantage of it.
• Some rules for a safe and successful investment - ignore these common-sense but useful rules at your peril.

Before you hand over your hard-earned savings, consider the above information. Being prepared will help ensure that you don't become another case study in the investment school of hard knocks.